Summary: Woe to the taxpayer who runs afoul of the numerous and confusing IRA rules. There are forms to file, contributions to make, distributions to take, and penalties to avoid. While corrections are possible, it’s best to avoid mistakes in the first place. Here’s what you need to know.
$97 (Free with Master, Advisor/Client or Advisor/CPA Membership)
Here you can find an ever-growing list of FINRA-reviewed Horsesmouth features specifically selected and designed for you to personalize and share with clients and prospects.
DIRECTIONS: View the article samples below, then select your format, complete your personalization, and place your order. Customize with your photo and logo.
The PDF format costs $97 and grants you a license to print and/or email, and post to your website. See Frequently Asked Questions below.
PLEASE NOTE: Members of Horsesmouth’s Master, Advisor/Client and Advisor/CPA programs get the PDF format free when logged in. Not a Master, Advisor/Client or Advisor/CPA member? Learn more about Master Membership, Advisor/Client or Advisor/CPA.
|Estate Planning Under the New Tax Act||Sample PDF|
|New Tax Law: 3 Areas That Affect Families||Sample PDF|
|10 Common Medicare Questions Answered||Sample PDF|
|How Can We Afford College?||Sample PDF|
|How to Start the Family Caregiving Discussion||Sample PDF|
|Key Thoughts on the Tax Cuts and Jobs Act||Sample PDF|
|Planning Your Legacy||Sample PDF|
|Famous Estate Planning Blunders||Sample PDF|
|Six Tips For Organizing Your Records||Sample PDF|
|WEP and GPO||Sample PDF|
|Understanding Social Security Estimates||Sample PDF|
|Social Security, Medicare, and HSA||Sample PDF|
|Social Security, Citizenship, and Residency||Sample PDF|
|Military Service and Social Security||Sample PDF|
|Federal Employees and Social Security||Sample PDF|
|5 Year-End Strategies for Charitable Giving||Sample PDF|
|5 Things You Can Do With an IRA||Sample PDF|
|9 Reasons You Should Consult Your CPA||Sample PDF|
|Top 10 Rules to Know About QCD||Sample PDF|
|10 Important Tax Rules and Changes for 2017||Sample PDF|
|Top 7 Questions for a Beneficiary Audit||Sample PDF|
|Will My Child Make a Good Salary After College?||Sample PDF|
|How to Know if You’ve Been Hacked||Sample PDF|
|Why a Credit Freeze is the Best Response||Sample PDF|
|Charitable Gifting Through Foundations||Sample PDF|
|The Most Important Question in Retirement Planning||Sample PDF|
|50 Things (Valentine’s Version)||Sample PDF|
|What’s Your Money “Archetype?”||Sample PDF|
|Is a Cash Windfall in Your Future?||Sample PDF|
|Essential Tax Tips for IRAs||Sample PDF|
|7 Questions to Ask Your CPA before Year-End||Sample PDF|
|7 Ways to Help You Cut College Costs||Sample PDF|
|Sometimes Paying the IRA Penalty Makes Sense||Sample PDF|
|How Parent & Child Assets Impact Financial Aid Packages||Sample PDF|
|Roth IRAs… The Ultimate College Savings Vehicle?||Sample PDF|
|A Daily Game Plan for Keeping Active on LinkedIn||Sample PDF|
|10 Quick LinkedIn Tips and Tricks for CPAs||Sample PDF|
|How to Create Ultra-Secure Passwords That Keep Hackers Away||Sample PDF|
|The 99% Rule for Spousal Beneficiaries of IRAs||Sample PDF|
|Tax Season: 8 Questions to Ask Your CPA||Sample PDF|
|Sell or Rent: Deciding What to Do With Your Home||Sample PDF|
|Child ID Theft: 8 Steps to Keep Your Kids Safe||Sample PDF|
|10 Ways to Protect a Small Business From Hackers||Sample PDF|
|3 Ways to Raise Your Social Security Benefit||Sample PDF|
|6 Savvy Questions About Social Security (NOTE: This reprint is directed at CPAs and COIs, not for clients.)||Sample PDF|
|Should Business Owners Put Spouse on Payroll for Social Security Purposes?||Sample PDF|
|Boost Your Security Against ID and Credit Card Theft||Sample PDF|
|Social Security Planning for Couples: Maximizing Survivor Benefits||Sample PDF|
|JFK Shot: How Wall Street Reacted 50 Years Ago||Sample PDF|
|Medicare and the Affordable Care Act||Sample PDF|
|10 Basic Questions of Estate Planning||Sample PDF|
|How Rising Interest Rates Affect Financial Plans||Sample PDF|
|Motivational Quotes from Wall Street Investors||Sample PDF|
|An Overview of Asset Transfer Strategies||Sample PDF|
|A Widow’s Worst Nightmare||Sample PDF|
|A Pre-Divorce Checklist||Sample PDF|
|The Positive Side of Emotional Decision Making||Sample PDF|
|How to Make "Brain Gain" Happen||Sample PDF|
|College: Know the Rules for Education Funding||Sample PDF|
|A Quick Guide to Retirement Plans for Small Business Owners||Sample PDF|
|Disaster Planning: Steps for Guarding Your Assets||Sample PDF|
|50 Things: What a Professional FA Does for You||Sample PDF|
|Financing a New Baby: The Cost of Parenthood||Sample PDF|
|Factors to Consider When Updating Insurance Coverage||Sample PDF|
|9 Questions to Ask Your CPA at Tax Time||Sample PDF|
|Estimating Health Care Costs in Retirement||Sample PDF|
|11 Ways to Minimize the Bite From the New Medicare Taxes||Sample PDF|
|Creating a Financially Organized Life||Sample PDF|
|Do You Need to Sign Up for Medicare at 65 if You’re Still Working?||Sample PDF|
|Reduce Your Lifetime Health Care Costs by Staying Healthy||Sample PDF|
|How to Build a Retirement Health Care Budget||Sample PDF|
|How to Keep Health Care Costs Under Control||Sample PDF|
|Planning for Future Health Care Costs||Sample PDF|
|Last Will & Testament: 14 Wishes||Sample PDF|
|Retirement Plans for Small Business Owners||Sample PDF|
|College Planning: Know the Rules||Sample PDF|
|How To Get Rollover Ready Postcard||Sample PDF|
|Funding a Start-Up in Retirement||Sample PDF|
|NUA Tax Strategy: How to Roll Over||Sample PDF|
|How Much Should Retirees Allocate to Stocks||Sample PDF|
|Protect Your Assets With a ‘Family Bank’||Sample PDF|
|Using Life- and Health-Expectancy Scenarios in Financial Planning||Sample PDF|
|No-Regrets Lessons From a Man at Death’s Door||Sample PDF|
|Developing a Realizable Vision for Retirement||Sample PDF|
|Life Expectancy and Social Security||Sample PDF|
|Social Security as Longevity Insurance||Sample PDF|
|When to Apply for Social Security Benefits||Sample PDF|
|Will Working Longer Help—or Hinder—Your Social Security Benefit?||Sample PDF|
|How Cost-of-Living Adjustments Affect Social Security Benefits||Sample PDF|
|Understanding the European Debt Crisis||Sample PDF|
|The Art of Managing Retirement Assumptions||Sample PDF|
|Get Ready for 7 Serious Life Transitions Ahead||Sample PDF|
|The Importance of Asset Location in Retirement Income Planning||Sample PDF|
|Planning for a 30-Year Retirement||Sample PDF|
|5 Questions to Ask Yourself 5 Years Before You Retire||Sample PDF|
|Selling Estate Assets at Auction||Sample PDF|
|Checklist: Is It Time for Assisted Living?||Sample PDF|
|Understanding Guardianship for Older Adults||Sample PDF|
|10 Tips for Maximizing Financial Aid||Sample PDF|
|Planning a Debt-Free College Education||Sample PDF|
|Paying for College Is a Family Affair||Sample PDF|
|7 Lessons From the Fourth of July||Sample PDF|
|Retirement Income (COI Edition)||Sample PDF|
|Retirement Income (CLIENT Edition)||Sample PDF|
|What the New Tax Law (Might) Mean for You||Sample PDF|
|Cracking the Nest Egg: When Accumulation Becomes Distribution (Client Edition)||Sample PDF|
|Cracking the Nest Egg: When Accumulation Becomes Distribution (COI Edition)||Sample PDF|
|Valuing Portfolios on an After-Tax Basis||Sample PDF|
|How COLAs Affect Social Security Benefits||Sample PDF|
|Asset-Liability Matching for Retirees||Sample PDF|
|6 Lessons From The Ultimate Gift||Sample PDF|
|A Workable Solution for Baby Boomers Near Retirement||Sample PDF|
|What Really Caused the Financial Crisis||Sample PDF|
What’s great about an Article Reprint is that it’s fast and easy to create a mini client or prospecting campaign around your personalized article reprint. Here are some important Article Reprint benefits:
Article Reprints present a variety of opportunities for you to position yourself and your business as forward-thinking, innovative and up-to-date. When you license Article Reprints, here are some easy ways to use it right away:
What is an Article Reprint?
an Article Reprint is a specially designed and edited Horsesmouth article. Each Article Reprint is ready to be personalized with your name, contact information and compliance disclosures.
What can I do with an Article Reprint?
Article Reprints are ideal for any advisor’s prospecting, marketing and communications program. Once you brand it with your personal contact information, you can share the article with clients, prospects and centers of influence in your community.
The articles in the Article Reprint library typically have been chosen because the article is important and timely. You’ll find they often match your needs perfectly and are great to send with a short note or comment to the client or prospect.
What are the formats of an Article Reprint?
You have the choice of two basic formats for ordering Article Reprints—PDF and Custom Print.
When you choose PDF, you receive a personalized PDF version of the article and the license to share it with your clients and prospects. Your sharing options include sending the PDF article through email, posting it to your website, or printing out your own hard copies.
The Custom Print option through Horsesmouth gives you the most flexibility. Your articles are professionally printed in a folded, 4-page, 8.5" x 11" style. The paper is a white, heavyweight bond. You also receive a license to share the article with your clients and prospects and you receive a PDF version of the personalized article. Call Member Support at (888) 336-6884, Ext. 1 to order.
So you can mix up your formats, sending a PDF to all clients and prospects, for instance, and sharing the hard copy with selected others. Or send a PDF by email and hard copy by a follow-up letter in the postal mail.
How many copies of my personalized Article Reprint article can I send?
You are authorized by your license to send an unlimited number of your personalized articles for a term of one year. If you desire to continue sending a certain article beyond one year, you simply renew the license. The articles may only display your personalized information and may not be altered or changed in any way without Horsesmouth’s permission.
What does the Article Reprint license do for me?
The reason each article reprint includes a 12-month license is to ensure that you are fully compliant with the laws and regulations regarding copyright permission.
When we surveyed Horsesmouth Members, we learned that nearly 80% of advisors send articles to clients as part of their client communications program. But nearly half acknowledge that they’re often non-compliant regarding obtaining copyright permission. Horsesmouth’s Article Reprints license clears that up and gives you the flexibility you need to communicate with clients and the copyright permissions to back up your compliance.
Are Article Reprint articles compliance ready?
Nearly all Article Reprints have been reviewed by FINRA; you receive a copy of the review letter each time you order an Article Reprint. The letter is intended for your compliance file and to help speed your own compliance review.
How much does a personalized Article Reprint cost?
A PDF Article Reprint costs $97 for one year. Custom Print of 100 personalized articles through Horsesmouth, which include the PDF license too, costs $294 plus shipping and handling. (Higher quantities available.)
Why send an Article Reprint?
Sharing article reprints with clients and prospects is an easy and effective way to stay top of mind with clients and reinforce your client service and marketing messages.
Many find sharing an article more effective than a generic newsletter for several reasons:
We’re glad to help. Call the Horsesmouth’s Member Support Team at (888) 336-6884, Ext. 1